A stock index or stock market index is a mathematical representation of a performance of a section of the stock market.
The Indexing Method is the method the company uses to calculate the interest rate the company will earn. The Indexing Method allows you to earn a percentage of certain market-driven index gains and at the same time to avoid future losses associated with market volatility. If there is a market loss in the particular year, you are guaranteed not to lose any of your principle, instead you will be guaranteed to earn minimum interest, which is usually between 0 and 1%. The Indexing Method eliminates your fear of losing your assets due to market decline.
This way you benefit when the market goes up but never suffer from losses when the market goes down.
If you have questions, concerns, or need help making an informed decision about your future retirement income, ensuring your assets are protected and you never run out of money, we will be happy to review your options with you. Schedule a free, no obligation meeting with one of our financial advisors.