• How much is your current income tax and what is your actual true tax rate?

  • Are there ways to reduce income taxes now or in the future by using different investment strategies?

  • Can you increase your profitswithout increasing your income taxes?

  • Do you defer paying taxes on your retirement savings?

  • Do you have a strategy to reduce amount of taxes you pay when you retire?

  • Is it possible to change how much taxes will your beneficiaries pay?

Case Study

They Paid Too Much In Taxes

David is 73 and Cynthia is 72, they are both have been retired since age 65. They were concerned that they were paying more taxes than they expected to pay. Every year they had to pay income taxes on their portfolio whether the portfolio went up or down in value, and whether they did or did not take income from the portfolio. Our RetirementLab analysis revealed that they could significantly decrease the amount of their annual income taxes while increasing their income. The RetirementLab offered them an option to defer the taxation of their investment income which allowed decreasing the total annual income taxes they were paying on their gains by 70%. This strategy also effectively reduced the amount of taxable annual incomewhich has moved them into a lower taxation bracket. These measures allowed them to save over $7,400 in taxes annually.

If you have questions, concerns, or need help making an informed decision about your future retirement income, ensuring your assets are protected and you never run out of money, we will be happy to review your options with you. Schedule a free, no obligation meeting with one of our financial advisors.

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